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Privacy Policy

VETFI prioritizes the security of your data while providing dedicated advocacy for all veteran services.

Last Updated : 31 Jul 2026

Introduction

VETFI LLC ("VETFI," "we," "us," or "our") provides military transition, VA benefits, financial literacy, and related educational consulting services. This Privacy Policy explains what personal information we collect through vetfi.net (the "Site"), how we use it, and the choices you have. By using the Site or submitting information to us, you agree to the practices described here.

Information We Collect

Contact information. - When you submit an inquiry through our contact form, we collect your first name, last name, email address, and phone number.

Military and service information. - Our intake form asks for your branch of service and date of separation.

Information you choose to share. - Our "Financial or Transition Goals" field is open-ended, so you may voluntarily share details about your financial situation, career goals, medical conditions, disability status, or other personal circumstances. We collect only what you choose to include.

Testimonials. - If you provide a testimonial, we may publish it on the Site, including any details you include about your experience, which may reference medical, disability, or financial information.

Automatically collected information. - Like most websites, we may use cookies, analytics tools, and similar technologies to collect information about how visitors use the Site, such as pages viewed, time on site, and general location.

How We Use Your Information

We use the information collected to:

- Respond to your inquiry and schedule a consultation
- Provide educational consulting services tailored to your military transition, VA benefits, and financial goals
- Communicate with you about your engagement with VETFI
- Improve our Site and services
- Comply with legal obligations

Payment for our services is for educational and consulting services only and is never contingent upon any VA decision, disability rating, or other government outcome.
 

Testimonials and Success Stories

With a client's express written consent, VETFI may publish testimonials describing their experience with our services. Testimonials may include details the client chooses to share, which can include information about medical conditions, disability ratings, or financial circumstances. Testimonials are attributed using first name and last initial only, unless the client requests a different form of attribution. A client may withdraw a published testimonial or revoke consent at any time by contacting us using the information in Contact section.

Cookies and Tracking Technologies

The Site may use cookies and similar tracking technologies to operate and improve the Site and to understand visitor activity. You can control or disable cookies through your browser settings; disabling cookies may affect some Site functionality. 

Use of Google Analytics
Our website uses Google Analytics, a web analytics service provided by Google LLC (“Google”). Google Analytics uses cookies, which are text files placed on your computer, to help us analyze how visitors use our site.

The information generated by the cookie about your use of the website (including your masked IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information to evaluate your use of the website, compile reports on website activity for us, and provide other services relating to website activity and internet usage.

Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. Google will not associate your IP address with any other data held by Google.

How to Opt Out
You can prevent Google Analytics from recognizing you on return visits to this site by disabling cookies on your browser, or by clicking "Decline" on our website cookie banner. You can also permanently opt out of being tracked by downloading and installing the Google Analytics Opt-out Browser Add-on.

How We Share Your Information

We do not sell your personal information. We may share information:

- With service providers who help us operate the Site and deliver our services (for example, our website host, form and e-signature platforms, and email provider), who are permitted to use your information only to provide these services to us
- With independent clinical or professional partners you are referred to, only with your knowledge and as part of arranging that referral
- When required by law, subpoena, or other legal process
- With your explicit consent
- In connection with a merger, acquisition, or sale of assets, in which case we will notify you before your information becomes subject to a different privacy policy

Data Retention

We retain personal information for as long as necessary to provide our services, maintain business records, comply with legal obligations, and resolve disputes, after which it is securely deleted or de-identified two years after the conclusion of services.

Data Security

We use administrative and technical safeguards designed to protect your information from unauthorized access, use, or disclosure. No method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

Sensitive Information

Some information you provide to us — including military service records, and any medical, disability, or financial details you choose to share — is treated as sensitive. Access to this information is limited to VETFI personnel directly involved in providing your consulting services, and it is not used for any purpose beyond delivering and improving that service except as described in this Policy.

Your Privacy Rights

You have the right to request access to, correction of, or deletion of the personal information we hold about you. To exercise these rights, contact us using the information in Contact Section.

Additional rights for certain states. Depending on your state of residence, you may have additional rights under applicable state privacy laws, which may include the right to know what personal information we collect, request its correction or deletion, and opt out of certain uses or disclosures. To exercise any of these rights, contact us and we will respond consistent with applicable law. 

 

US STATE PRIVACY RIGHTS ADDENDUM

Effective Date: July 29, 2026

This section applies solely to residents of US states that have enacted comprehensive consumer data privacy laws (including but not limited to California, Texas, Virginia, Colorado, Connecticut, Indiana, Kentucky, and Rhode Island). This notice supplements our general Privacy Policy and addresses specific statutory requirements under these state laws.

 

1. Categories of Personal Data We Collect and Process

In the preceding 12 months, we have collected the following categories of personal data from website visitors and customers:

  • Identifiers: Name, email address, physical address, phone number, unique online identifiers, and IP addresses.

  • Commercial Information: History of products or services purchased, obtained, or considered on our site.

  • Internet or Electronic Network Activity: Browsing history, search queries, and information regarding your interaction with our Wix website, advertisements, or Google Analytics tracking.

  • Inferred Data: Profiles reflecting your preferences or purchasing tendencies drawn from the data above.

 

2. How We Use and Share Your Information

We do not sell your personal data to third parties for monetary compensation. However, using advertising pixels and third-party tracking networks (such as Google Analytics) may be legally classified as "selling" or "sharing" your data for targeted or cross-context behavioral advertising under certain state statutes.

  • Sources of Data: We collect information directly from you (e.g., contact forms) and automatically through browser cookies and web beacons.

  • Processing Purposes: We use this data to fulfill your orders, respond to inquiries, protect against fraud, and optimize our website's performance.

  • Third Parties Shared With: Data is shared with our core service providers, including our website host (Wix), payment processors, and analytics partners (Google Analytics).

  • Data Retention: We retain your personal data only for as long as necessary to fulfill the business purposes outlined in this policy or to satisfy legal obligations.

 

3. Your Consumer Privacy Rights

Depending on your state of residence, you are granted specific legal rights regarding your personal data:

  • Right to Know and Access: You may request disclosure of the specific pieces and categories of personal data we have collected about you.

  • Right to Delete: You have the right to request that we delete the personal data we collected from you, subject to certain legal exceptions (such as fulfilling an ongoing transaction).

  • Right to Correct: You have the right to request that we correct inaccurate personal data maintained in our records.

  • Right to Opt-Out: You can opt out of the "sale" or "sharing" of your personal information for targeted advertising purposes at any time.

  • Right to Non-Discrimination: We will not discriminate against you (such as charging different prices or denying service) for exercising any of your privacy rights.

 

4. How to Exercise Your Rights and Opt Out

To submit a request to access, delete, or correct your personal data, please contact us at clients@vetfi.net.

To immediately opt out of data tracking and targeted advertising networks:

  1. Browser Signal Opt-Out: Our website recognizes the Global Privacy Control (GPC) signal. If your browser transmits a GPC signal, our system will automatically opt you out of tracking cookies.

  2. Manual Opt-Out Links: You can opt out of analytics tracking by downloading the Google Analytics Opt-out Browser Add-on.

  3. Cookie Banners: You can adjust your tracking preferences at any time by clicking "Decline" on our website's cookie consent banner.

Children's Privacy

The Site is not directed to individuals under 18, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, contact us and we will take steps to delete it.

Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top reflects the most recent revision. Material changes will be reflected on this page.

Contact Us

Questions about this Privacy Policy or your personal information can be directed to:

VETFI LLC
Honolulu, Hawaii 96814
Email: clients@vetfi.net
Phone: 808-479-6392

Terms & Conditions

Last Updated : 31 Jul 2026

Acceptance of Terms

By accessing or using vetfi.net (the "Site") or submitting an inquiry through it, you agree to these Terms & Conditions. If you do not agree, do not use the Site.

Description of Services

VETFI LLC is an educational consulting company. We provide military transition education, VA benefits education, VA disability process education, financial literacy and budgeting education, career and education-benefits guidance, and related consulting services.

VETFI is not a law firm, medical provider, tax advisor, investment advisor, or accredited representative before the U.S. Department of Veterans Affairs. We do not represent clients before the VA, do not file or prosecute VA claims on a client's behalf, and do not complete legal documents for clients. Nothing on this Site or provided through our services should be construed as legal, medical, tax, investment, or psychological advice, or as VA claims representation.

No Guarantee of Outcomes

VETFI makes no guarantee, express or implied, regarding VA disability ratings, benefit awards, employment outcomes, financial results, or any other governmental or personal determination. All VA disability determinations are made solely by the Department of Veterans Affairs based on applicable law, regulation, and the evidence of record. Testimonials and success stories published on this Site reflect individual experiences; results vary and are not a guarantee of similar outcomes for any other individual.

Eligibility

You must be at least 18 years old to submit an inquiry or engage VETFI's services through this Site.

Use of the Site

You agree to use the Site only for lawful purposes. You may not:

- Submit false or misleading information through our forms
- Attempt to gain unauthorized access to any part of the Site or its underlying systems
- Use the Site to transmit harmful code, spam, or unauthorized advertising
- Scrape, copy, or reproduce Site content for commercial redistribution without our written permission

Intellectual Property

All content on this Site — including text, graphics, logos, educational materials, checklists, and templates — is the property of VETFI LLC and may not be copied, reproduced, distributed, or sold without our written permission.

Testimonials Disclaimer

Testimonials published on this Site are provided voluntarily by past clients with their express consent and reflect their individual, personal experience. Testimonials are not paid endorsements unless otherwise disclosed, and past results do not guarantee or predict future outcomes for any other person.

Third-Party Links and Referrals

This Site may contain links to third-party websites or social media platforms we do not control, including our own social media profiles. We are not responsible for the content, privacy practices, or terms of any third-party site. If VETFI refers you to an independent clinical or professional partner, that referral does not constitute a guarantee, endorsement of outcome, or representation regarding that provider's services — you are responsible for your own decisions regarding any third-party provider.

Disclaimer of Warranties

The Site and all content are provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to accuracy, completeness, or fitness for a particular purpose. Educational materials, examples, and projections provided by VETFI are for general informational purposes only.

Limitation of Liability

To the fullest extent permitted by law, VETFI LLC's total liability for any claim arising from your use of the Site or our services shall not exceed the total amount you have paid to VETFI, if any, in the twelve months preceding the claim. VETFI shall not be liable for indirect, incidental, consequential, or punitive damages of any kind.

Indemnification

You agree to indemnify and hold harmless VETFI LLC, its founders, and its representatives from any claims, damages, or expenses arising from your misuse of the Site or violation of these Terms.

Governing Law

These Terms are governed by the laws of the State of Hawaii, without regard to its conflict-of-law principles, unless otherwise required by applicable law.

Dispute Resolution

Any dispute arising from these Terms or your use of the Site will first be addressed through good-faith informal negotiation between the parties before either party pursues formal legal action.

Changes to These Terms

We may revise these Terms at any time. The "Last updated" date above reflects the most recent revision. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

Contact Information

Questions about these Terms & Conditions can be directed to:

VETFI LLC
Honolulu, Hawaii 96814
Email: clients@vetfi.net
Phone: 808-479-6392

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